XAU/USD4,699.34+0.28% BTC/USD77,811-0.76% ETH/USD2,321-0.29% SOL/USD186.34+0.43% EUR/USD1.0934+0.12% GBP/USD1.2641-0.08% USD/JPY153.42+0.22% AVAX/USD9.44+0.35% WTI78.21+1.04% DXY104.18-0.14% SPX5,812+0.31% NDX20,341+0.48% XAU/USD4,699.34+0.28% BTC/USD77,811-0.76% ETH/USD2,321-0.29% SOL/USD186.34+0.43% EUR/USD1.0934+0.12% GBP/USD1.2641-0.08% USD/JPY153.42+0.22% AVAX/USD9.44+0.35% WTI78.21+1.04% DXY104.18-0.14% SPX5,812+0.31% NDX20,341+0.48%
LEARN · BEGINNER · 18 MIN

What is forex?

A foundation for the forex market — what it is, how it works, and the vocabulary you'll see every day. By the end you should be able to read a quote, size a trade, and understand why the chart moves at 13:30 GMT.

The forex market

Forex (foreign exchange, FX) is the global, decentralised market for trading currencies. About $7.5 trillion changes hands every day — more than every stock market combined. It's open 24 hours a day, five days a week, with no central exchange: trades happen over-the-counter (OTC) between banks, brokers, hedge funds, corporations and retail traders.

How a forex trade works

You always buy one currency and sell another. The pair EUR/USD at 1.08500 means 1 euro costs 1.08500 dollars. Buy EUR/USD if you think the euro will strengthen against the dollar; sell if you think it will weaken. Profit comes from the price difference between your entry and exit, multiplied by your position size.

Currency pairs

  • Majors — the seven most-traded pairs (EUR/USD, GBP/USD, USD/JPY, USD/CHF, AUD/USD, NZD/USD, USD/CAD). Tightest spreads, deepest liquidity.
  • Minors / crosses — pairs without USD (EUR/GBP, EUR/JPY, GBP/JPY).
  • Exotics — emerging-market pairs (USD/TRY, USD/ZAR). Wider spreads, more volatile.
  • Commodity pairs — XAU/USD (gold), XAG/USD (silver). Treated alongside FX in most platforms.

Pips, lots, leverage

A pip is the standard price increment. For most pairs, 1 pip = 0.0001. For JPY pairs, 1 pip = 0.01. For gold, 1 pip = 0.10.

A lot is the position size. Standard = 100,000 units of the base currency; Mini = 10,000 (0.1 lot); Micro = 1,000 (0.01 lot). 1 pip on 1 standard EUR/USD lot = $10. Mini = $1. Micro = $0.10.

Leverage lets you control a bigger position than your account balance. 1:100 means $1,000 controls $100,000. It amplifies wins and losses linearly.

The four sessions

Activity rotates around the planet:

  • Sydney — 22:00–07:00 GMT. Light volume, AUD/NZD-driven.
  • Tokyo — 00:00–09:00 GMT. JPY pairs, range-bound.
  • London — 08:00–17:00 GMT. Highest volume; majors break ranges here.
  • New York — 13:00–22:00 GMT. US data drops at 13:30; the London-NY overlap is the most volatile window.

Three kinds of analysis

  • Technical — price action, support/resistance, moving averages, RSI, Fibonacci, candlestick patterns.
  • Fundamental — interest rates, GDP, employment (NFP), inflation (CPI/PCE), central bank statements.
  • Sentiment — COT reports, broker positioning, fear/greed indices.

How to start (5 steps)

  1. Open a regulated broker account (XM via the 734PT partner code is what we use).
  2. Demo for 2–4 weeks. Trade 50+ setups before risking real money.
  3. Read a foundation book. Trading in the Zone (Mark Douglas) and Technical Analysis of the Financial Markets (John Murphy) are the two non-negotiables.
  4. Write a one-page plan. Setup, entry, stop, target, max risk per trade.
  5. Go live with a small account. Risk 0.5–1% per trade until you have 100+ logged trades.

Tools

Use the calculators before each trade — they take 10 seconds and prevent six-figure mistakes:

Pip calculator Lot size Margin Position size

FAQ

Is forex trading legal?

Yes — in almost every country. The forex market is the largest financial market in the world, regulated through brokers licensed in jurisdictions like ASIC, CySEC, FCA, and the CFTC.

Is forex profitable?

It can be, but most retail traders lose money. Profitable traders share three traits: a written plan, strict risk management, and years of journaled practice.

Minimum capital to start?

Some brokers (XM included) accept deposits from $5. To trade meaningfully (and survive a losing streak) plan for $500–$1,000+.

Is forex gambling?

Without a plan or risk management, yes. With a written edge, position sizing and tested setups, it's a probability game — closer to poker than the lottery.

Major pairs?

EUR/USD, GBP/USD, USD/JPY, USD/CHF, AUD/USD, NZD/USD, USD/CAD. EUR/USD alone is ~24% of global FX volume.

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